• Genie Vinson logo
    June 1, 2018

    Quick Start Guide

    Get A Loan Commitment From A Reputable Lender In today’s real estate world, sellers want to know a buyer can qualify for any necessary financing before they begin serious negotiation about the sale of their property. Start your loan processing NOW! See the mortgage lenders page for information. With a letter of commitment from your […]

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  • Paper that says Insurance policy
    August 20, 2018

    Homeowner’s Insurance

    The buyer is responsible for obtaining homeowners insurance. Please contact as many agents and companies as you wish for quotes. You will need to know the approximate square footage, the year the property was built and if there are smoke alarms, dead bolts or other safety features. Below is a list of local companies who […]

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  • a tiny miniature house on a bed of money
    August 15, 2018

    Mortgage Lenders

    These are some local companies who have been used in the past by a number of buyers. It is not intended to represent or recommend any company, nor is it intended to exclude any company offering such services. This information is provided for your convenience. First American Mortgage Dale Bogle 405.354.0426 daleb@faminc.biz BOK Mortgage Cindy […]

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  • Checklist icon
    August 5, 2018

    Items Needed for a Loan Application

    Personal Address – past and present for two full years Copies of social security cards and photo id such as driver’s license or military id Employment Past and present for two full years. Name of personnel supervisor, address, zip code, phone numbers, gross income, overtime, bonuses, etc. Last 2 pay stubs showing gross monthly income […]

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  • Stop sign
    August 1, 2018

    Don’t Be A Victim Of Loan Fraud

    Protect Yourself from Predatory Lenders Buying or refinancing your home may be one of the most important and complex financial decisions you’ll ever make. Many lenders, appraisers, and real estate professionals stand ready to help you get a nice home and a great loan. However, you need to understand the home buying process to be […]

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  • Girl doing math at a chalkboard
    July 29, 2018

    School Information

    Yukon Public Schools www.yukonps.com Central Elementary 300 S 9th 405.354.2501 Parkland Elementary 2201 S Cornwell 405.354.7786 Ralph Myers Elementary 1200 S 1st 405.354.5252 Ranchwood Elementary 607 Annawood 405.354.6616 Shedeck Elementary 2100 S Holly 405.354.6601 Skyview Elementary 650 S. Yukon Parkway 405.354.4852 Surrey Hills Elementary 10700 Hastings 405.373.1973 Independence Elementary School 500 E Vandament 405.354.5274 Lakeview […]

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  • pre-approved
    July 5, 2018

    Financing Pre-Approval

    You will benefit by beginning the loan process and gaining approval for any necessary financing before you find the home you want to buy. You will look at the “right” properties, those you know you can buy. You will negotiate with the seller from a position of strength. You will close more quickly. You minimize […]

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  • Alert
    July 2, 2018

    Federal Trade Commission Consumer Alert

    Deceptive Mortgage Ads: What They Say; What They Leave Out. If you’re looking for a mortgage to buy a home or refinance an existing loan, you may see or hear ads with offers of low rates or payments. Whether you see them on the Internet, on television or in the paper, or whether they come […]

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  • Mortgage
    June 1, 2018

    Qualifying for a Mortgage Loan

    You must have been on your job or in the same line of work for at least 2 years. Mortgage lenders don’t like “slow pays”. If you filed bankruptcy or had a foreclosure in the past two years be prepared to have a difficult if not impossible time finding someone to do a mortgage loan […]

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  • magnifying glass
    June 1, 2018

    Home search information

    What do you want in your new home? Answering the following questions will help you focus on the property that best suits your needs. What 3 things are most important to you in a home? Are schools important? If yes, which ones and why? Where do you want to live? What style home do you […]

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  • stacks of money
    May 15, 2018

    Earnest Money

    When a buyer makes an offer to purchase a property, an earnest money check must be included with the purchase contract. This amount is usually $1000, more or less, depending on the price of the property. When the buyer and seller come to an agreement on the terms of the contract, the earnest money check […]

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  • a house with a green checkmark on it
    May 1, 2018

    Property Inspection

    The purchase contract gives you the right to inspect all components of the property. This includes the mechanical, electrical, plumbing, structure and drainage, as well as anything else you think is necessary to inspect. The buyer is responsible for having the inspections done. The inspections must be done within a specific time frame given in […]

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  • Inspector
    April 28, 2018

    Home Inspectors

    Whole House Inspection These are local companies who have been used in the past by a number of buyers. It is not intended to represent or recommend any company, nor is it intended to exclude any company offering these services. This information is provided for your convenience. Elite Property Inspections Dallas Miller Lic #540 826-1386 […]

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  • Typewriter with a page that says 'limited warranty' in it
    April 15, 2018

    Home Warranty

    A home warranty covers the heating/cooling, plumbing, built in appliances and other selected items in the property. Several companies offer policies varying in price and coverage. Some sellers offer a home warranty and others will agree to pay for it if asked in the purchase agreement. Buyers can also pay for the coverage. Links to […]

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  • open book
    April 10, 2018

    Helpful Definitions

    Loan Origination: A one time fee charged by the lender for administrative costs associated with the loan. The charge is typically one percent of the mortgage amount. Discount points: Each point is equal to one percent of the mortgage amount. By paying discount points, the interest rate on the loan can be reduced. For instance, […]

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Keller Williams Realty, Inc. is a real estate franchise company. Each Keller Williams office is independently owned and operated. Keller Williams Realty, Inc. is an Equal Opportunity Employer and supports the Fair Housing Act. Genie Vinson • Keller Williams Realty Elite • 1029 E. Vandament Avenue • Yukon, OK 73099 • 405.354.4888 © 2018 Genie Vinson. All rights reserved.